F&M State Bank Appleton Minnesota
 
Time Deposits IRA's
 

 

 



   
 
Certificates of Deposit
 
  • $500.00 minimum deposit with a variety of terms
  • Terms up to 36 months
  • Penalty for early withdrawal of certificates
   
   
 
 
IRA’S
 

Retirement planning is very important. IRA’s are definitely an option.

Traditional IRA’S
Take advantage of a tax-deductible contribution with your IRA.

ROTH IRA'S

This is an option that offers you tax-free withdrawals after 59 ½
Penalty for early withdrawal of IRA’S.

SEP’S
   Use this retirement avenue for those of you that are self-employed.